Coverage

MUSIC members take part in a comprehensive coverage plan designed specifically for public school districts, community colleges, and educational organizations in the state of Missouri.

The MUSIC coverage plan includes:

• Property
• Equipment Breakdown
• Automobile
• Crime
• General Liability
• Miscellaneous Medical Malpractice
• School Board Liability
• Employment Practices Liability
• Special Education Due Process
• Workers’ Compensation
• Cyber Liability
• Treasurer’s Bonds
• Notary Bonds
• Excess Umbrella Limits*

*Additional liability limits from a group purchase umbrella program are also available.